You pay a lot of money for your insurance. Those monthly premiums are worth it because they guarantee you peace of mind if something happens. At least, theoretically. All too often, though, you find that when the rubber meets the road, your insurance company isn’t willing to pay you what you expected. You have a policy in place mandating that they pay you a certain amount and, still, you’re left short.
It doesn’t have to be this way. Having an experienced Ventura County insurance lawyer behind you can make all the difference. An expert, like Malcolm Tator Law, can hold your insurer accountable, making sure you’re paid what you’re owed.
Getting Your Insurance to Pay for Covered Losses
Insurance companies like to protect their bottom line. They have a business to run, after all. While every savvy business owner needs to monitor their expenses, this often leads to the insured getting underpaid — or not paid at all — when an actual need arises.
Let’s say you get into a car accident. A car crash is stressful enough, but the resulting bills could be crippling. Fortunately, you have collision coverage. You’ve paid for that insurance to protect yourself when events exactly like this take place. But getting the money you’re owed isn’t always easy. In fact, your insurer will probably look for ways to minimize the size of the check they need to write in your name.
If you find yourself in a situation where your losses should be covered by your insurer, but they’re leaving you in the lurch, Malcolm Tator Law is here to provide insurance legal services in Oxnard. We have years of experience helping people get the money they deserve from their insurers after a covered event.
Getting Your Insurance to Pay for Lawsuit Expenses
Did you know that if you pay for homeowners insurance, your insurer can help cover your legal fees if you end up in court? Every home insurance policy includes liability coverage, which can cover your legal fees — and even settlements — in certain cases. For example, your liability coverage can protect you if:
- Someone slips and falls on your property and sues you
- Your dog bites someone
- Your mower sends a rock through your neighbor’s window
Similarly, many different types of commercial policies include liability protection. This coverage is designed to protect you and your business from the legal expenses that arise if you find yourself in court, which is already stressful enough. The last thing you need if you find yourself in this situation is for your insurer to fail to fulfill their obligation to defend or represent you when a lawsuit arises.
We can help. As a skilled Ventura County insurance attorney, Malcolm Tator Law can ensure that your insurance provider is there for you financially in your moment of need. Don’t let a lawsuit compromise your personal or professional bottom line. Put our insurance law expertise behind you so the insurance policy for which you pay gives you the financial support and protection you deserve.
If your insurer isn’t paying you what you’re owed or isn’t stepping up in the face of a lawsuit, don’t hesitate to contact the insurance law experts at Malcolm Tator Law in Oxnard, California.